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Custom flat rates, interchange plus pricing, and discounted rates are available for established businesses based on business model and processing volume.
PayPal Braintree Fees
PayPal Braintree is our end-to-end payment platform built for growth.
Last Updated: May 7, 2026
You can find details about changes to our rates and fees and when they will apply on our
Policy Update Page or as otherwise required by the Payment Services Agreement. You can also view the Policy Updates Page by clicking ‘Legal’ at the bottom of any webpage and then selecting ‘Policy Updates'.
Refunded transactions
Transaction fees charged by PayPal Braintree will not be returned for refunded transactions.
Where these fees apply
Rates published below apply to PayPal Braintree accounts of residents of the following market/region:
United States (US)
United States (US) |
|---|
Commercial Transaction Rates
Standard rate for receiving transactions using PayPal Braintree
Use of PayPal Braintree is subject to eligibility, application, approval by PayPal and your acceptance of the Payment Services Agreement.
Payment type | Description | Rate per transaction |
|---|---|---|
Cards and third-party digital wallet transactions | For standard merchants1 | 2.89% + 0.29 USD |
Pass-through American Express transaction2 | 0.15 USD | |
Presented in any non-USD currency | Additional 1% | |
Customer card issued outside of the United States | Additional 1% | |
Chargeback | 15.00 USD | |
PayPal transactions | Subject to the terms applicable to your PayPal account | |
Venmo transactions | Venmo is available in the US only | 3.49% + 0.49 USD |
ACH direct debit transactions | Per transaction fee when processed via standard ACH network processing schedule Maximum per transaction fee is capped at 5.00 USD | 0.75% |
Per transaction fee when processed via same day ACH network processing window | 1.5% + 0.10 USD | |
Returned by banking network | 5.00 USD | |
Disputed by your customer as unauthorized | 5.00 USD |
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For merchants that have their own American Express account, PayPal Braintree can pass through American Express transactions at a flat fee per transaction with no additional PayPal Braintree fees. Merchants may be subject to additional fees assessed by American Express under their direct card acceptance agreement with American Express.
Charity Transaction Rates
Receiving charity transactions using PayPal Braintree
Charity transaction rates are subject to eligibility, application, and pre-approval by PayPal.
Payment type | Description | Rate per transaction |
|---|---|---|
Cards and third-party digital wallet transactions | For verified charitable 501(c)(3) organizations | 2.19% + 0.29 USD |
Pass-through American Express transaction1 | 0.15 USD | |
Presented in any non-USD currency | Additional 1% | |
Customer card issued outside of the United States | Additional 1% | |
Chargeback | 15.00 USD | |
PayPal transactions | Subject to the terms applicable to your PayPal account | |
Venmo transactions | Venmo is available in the US only | 3.49% + 0.49 USD |
ACH direct debit transactions | Per transaction fee when processed via standard ACH network processing schedule Maximum per transaction fee is capped at 5.00 USD | 0.75% |
Per transaction fee when processed via same day ACH network processing window | 1.5% + 0.10 USD | |
Returned by banking network | 5.00 USD | |
Disputed by your customer as unauthorized | 5.00 USD |
1
For merchants that have their own American Express account, PayPal Braintree can pass through American Express transactions at a flat fee per transaction with no additional PayPal Braintree fees. Merchants may be subject to additional fees assessed by American Express under their direct card acceptance agreement with American Express.
PayPal Braintree Value-Added Services
Service | Description | Fee |
|---|---|---|
Chargeback Protection Tools1 | Chargeback Protection | Starting at 0.4% per transaction |
Effortless Chargeback Protection | Starting at 0.6% per transaction | |
Fraud Maintenance Tools2 | Fraud Protection Lite | 0.05 USD per inquiry |
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Fees may vary based on business size and risk profile. For more information on Chargeback Protection Tools and transaction eligibility, please see the Payment Services Agreement.
2
Fees may vary based on business size and risk profile. For more information on Fraud Maintenance Tools, please see the Payment Services Agreement.