Business debit card

Get instant access to your PayPal funds

Use your sales proceeds as soon as they hit your PayPal balance1 and earn cash back online and in stores.2

Image of a PayPal Business Debit Card

Smart spending. Safe transactions.

Instant access to cash and rewards

Your PayPal funds are available instantly. Plus you can earn unlimited 1% cash back on eligible purchases.2

Simpler expense tracking

Get up to 4 cards for employee use. Track spending in one place for easier bookkeeping.

Security and convenience

Gain peace of mind with PayPal Purchase Protection on eligible items.3 Set spending limits. And freeze and unfreeze cards from the PayPal app.

Simplify your business

Access your digital card right away

If approved, you'll get your digital card in minutes. Add it to Apple Pay or Google Pay for a fast and secure way to pay.

Let others make purchases

Get up to 4 cards for employee use. Reduce the need for expense reimbursement and easily track spending on each card.

Withdraw cash

Withdraw cash from your balance with PayPal at ATMs4 and get cash back when making purchases at participating retailers worldwide.5

Set up auto-payments

Use your PayPal Business Debit Card for automatic or recurring payments, while earning cash back on eligible purchases.2

Business rewards

done right

Tanya Jun, the owner of Motorcycle Works, uses her PayPal Business Debit Card to get cash back.

Frequently asked questions

PayPal Open

One platform

for all business

Get paid. Get growing. Get ahead.Do more with the platform designed to power commerce.