When can I start using the physical card associated with my PayPal Credit Card or PayPal Cashback Mastercard? How long will it take to receive it?

You'll receive your physical card within 10 business days of approval. Once you receive your card, it's important that you activate your credit card immediately to ensure your credit limit is fully available.

If your application is approved, in some cases, a temporary credit limit will be provided, and you can start using your card with PayPal right away, even before you receive your physical card in the mail. In instances where your application is placed into a pending status before it is approved, you won't be able to use your physical card until you receive and activate the card. 

The PayPal Cashback Mastercard and PayPal Credit Card are issued by Synchrony Bank.