How do I get money out of my PayPal account?

Getting money out of your PayPal account is simple and flexible. We offer several withdrawal options to suit your needs, whether you want to transfer funds to your bank account, debit card, or receive a check by mail.

Fees apply for certain withdrawal methods and are deducted automatically from the withdrawal amount. Transfer limits depend on your account type, the withdrawal method you select, and currency conversion, if applicable.

Learn about PayPal Consumer & Merchant fees.

You can transfer funds from your PayPal account to a linked bank account or an eligible debit card.

Withdrawal Types and Timeframes

• Instant Transfer: Typically completes within minutes. However, processing may vary depending on your bank's clearing process (up to 30 minutes) and is subject to fees. 
• Standard Transfer: Regular bank transfers typically complete in 1-3 business days, while transfers to eligible debit cards take approximately 48 hours. This method has no fees.

Holidays and weekends will delay withdrawal arrival timeframes by at least 1 business day. If an issue arises, your bank will notify PayPal, and we’ll update you via email.

Learn more about when you can expect to receive your withdrawal.

Start a withdrawal in the PayPal App:

1. Tap your PayPal balance.
2. Tap Transfer.
3. Tap Transfer to bank at the bottom of the screen.
4. Select in minutes (fee applies) or in 1-3 days (no fee).
5. Tap Transfer Now.

Start a withdrawal on the PayPal Website:

1. Go to Wallet.
2. Click Transfer Money.
3. Select Transfer to your bank.
4. Choose:
   • Instant Transfer (fee applies).
   • Standard Transfer (no fee).
5. Follow the on-screen instructions to complete your transfer.

Receive Money by Check

f you don’t want to transfer electronically, you can request a check to be mailed to your address. Checks typically arrive within 5-10 business days.

How to Request a Check:

1. Go to Wallet.
2. Click Transfer Money.
3. Select Request a check by mail (fee applies for personal accounts without a linked PayPal Balance account).
4. Enter the amount you want to withdraw (minimum: $1.51 USD).
5. Click Next.
6. Review your transfer details, then click Request Now.
7. Click Done.

Keep in mind:
The mailing address must match your PayPal account details.
Checks cannot be sent to PO boxes.

Note: If you don’t deposit your check within 180 days of issuance, we’ll return the funds to your PayPal account. In this case, the withdrawal fee will not be refunded.

Use the PayPal Debit Card

Withdraw directly from your PayPal account using the PayPal Debit Card at any ATM or point-of-sale terminal. You can withdraw up to $400.00 USD from your PayPal Balance account each day using the PayPal Debit Card.

For fees and limits that may apply when you withdraw funds using your PayPal Debit Card, please refer to the Cardholder Agreement.

Common Issues and Troubleshooting

• Pending, Delayed, and Reviewed Transfers: Transfers are subject to review and may be delayed or stopped if an issue is detected. If you experience delays, check your email for notifications regarding the status.
• Failed Transfers: If the bank is unable to process your request due to incorrect or incomplete information, funds will be returned to your PayPal account. A return fee may apply.