PayPal pricing

Pricing to fit

your business

Card processing

Starting at
2.89%
+ $0.29 per transaction

PayPal and Venmo

3.49%
+ $0.49 per transaction

Pay Later

4.99%
+ $0.49 per transaction

Point of Sale

Starting at
2.29%
+ $0.09 per transaction

Accept payments online, easily and securely

Offer PayPal payments, process cards, or do both.

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PayPal payments

Mix and match from our popular payment options.

PayPal

3.49%
+ $0.49 per transaction
PayPal can help complete an average of 46% more checkout conversions.1

Venmo

3.49%
+ $0.49 per transaction
Engage 92 million consumers who have active Venmo accounts.2

Pay Later

4.99%
+ $0.49 per transaction
62% of PayPal shoppers say paying with PayPal Pay Later makes them more likely to purchase.3

Credit and debit cards

Choose the right checkout solution for your business.

PayPal Checkout

Let your customers choose their favorite payment options. Seller Protection can help your business avoid chargebacks, reversals, and fees on eligible transactions.4 Learn more

Credit and debit cards
2.99%
+ $0.49 per transaction

Expanded Checkout

Your customers can pay with cards, Apple Pay, Google Pay, and more. Tailor your approach to risk management and your checkout experience. Learn more

Credit and debit cards
2.89%
+ $0.29 per transaction

Simplify in-person sales

Start selling right away with the PayPal POS app. Purchase optional equipment any time.

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Card present

2.29%
+ $0.09 per transaction

Card keyed in

3.49%
+ $0.09 per transaction

QR code

2.29%
+ $0.09 per transaction
Card Reader

$29 for your first card reader

+ transaction fees

Learn more

Shop for Card Reader
Terminal

$199 for terminal only

+ transaction fees

Learn more

Shop for Terminal
Tap to Pay

Included with the POS app

+ transaction fees

Learn more

Get the App

More ways to

accept payments

Invoicing

Send an online invoice that customers can pay instantly using their preferred payment method, even if they don’t have an account with PayPal. Learn more

PayPal and Venmo

3.49%
+ $0.49 per transaction

Pay Later

4.99%
+ $0.49 per transaction

Cards and Apple Pay

2.99%
+ $0.49 per transaction

Unique pricing models for unique businesses

Charity and donations pricing

Get competitive low rates to receive donations. Registered charities pay reduced transaction fees with PayPal.

Learn More

Pricing for high-volume merchants

Custom rates and interchange plus pricing are available for established businesses that process a large volume of payments annually.

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Explore pricing for all products

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Why businesses

choose PayPal

Security

  • End-to-end encryption on all transactions

  • Seller Protection on eligible transactions4

  • 24/7 transaction fraud analysis and order decisioning5

Global reach

  • Trusted by over 400 active accounts worldwide

  • Available in 200+ markets and 140 currencies

Tools for growth

  • Reporting and customer insights dashboards

  • Shipping and logistics tracking

  • Promotional offer tools

  • Business loans, credit card, and debit card

Frequently asked questions

We support businesses

just like yours

Every business needs a reliable partner. From secure payment processing to helpful business insights, we’re here for you.

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1
Nielsen, commissioned by PayPal, Nielsen Behavioral Panel of USA with 2,000 monthly average desktop purchase transactions with small- and medium-sized merchants, from 13,000 consumers from April 2022 – March 2023. Checkout conversion percentage is measured from the point at which the customer starts to pay on websites that accept PayPal.
2
Based on PayPal internal data as of April 2024. 92 million active consumers represents unique consumers in the Venmo Wallet network that Fastlane intends to recognize. Participation in the Fastlane consumer network requires consent. Venmo is currently only available to US consumers.
3
Nielsen, commissioned by PayPal, Nielsen Attitudinal Survey of USA (June 2023) with 2,001 recent purchasers (past 4 weeks) from small- and medium-sized merchants, including 643 PayPal transactions without Buy Now, Pay Later (BNPL) and 357 PayPal transactions with BNPL. PayPal Pay Later includes Pay Monthly and Pay In 4. PayPal without BNPL includes “pay full amount at time of purchase” and “credit” purchases.
4
Available for eligible transactions. Limits apply.
5
Learn more about 24/7 transaction fraud.