Financial services
Power your business at every turn
Take your business to the next level with tools that unlock flexible funding and instant spending power.
PayPal Open tools for now and what’s next
Keep your business moving
Apply for loans or a debit card in just a few steps and get quick decisions to help fuel your next move.
Optimize your cash flow
Make the most of your daily spending with cash back rewards. And easily manage your short- and long-term capital needs.
Scale your business confidently
Tap into financial solutions that grow with you. From first funding to future growth, we’re ready when you are.
Fast funds that flex with you
Unlock your next opportunity and enjoy flexible repayments based on your PayPal sales.3
Initial loans up to $200K
Apply and get funded in minutes, if approved
A loan built for
long-term growth
Keep your business moving forward with quick funding and predictable payments.
Initial loans up to $100K
Checking eligibility won’t affect your consumer credit score4
Get funding as soon as the next business day, if approved5
Fast access to cash and rewards
Get instant access to your PayPal funds and earn cash back.
Earn 1% cash back on eligible purchases6
Get your digital card in minutes, if approved7
Pay anywhere Mastercard® is accepted
Get smarter. Grow faster.
One platform
for all business
Get paid. Get growing. Get ahead.
Do more with the platform designed to power commerce.