Pay in 3 is an unregulated credit agreement, so you will have fewer protections under this agreement than you would under a regulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive. You may find our Spend Smarter Guide helpful.
Shopping & Rewards
Smart shopping, easy checkout
Shopping with us just might be your new favourite way to checkout online. Pay with the flexibility you want.
Your fave ways to pay
Add your preferred cards and link your bank accounts to shop how you want, when you want—in the app that always fits in your pocket.
Pay in 3
Split your purchase into 3 interest-free payments payable over 2 months.1
Featured deals in PayPal Honey
Shop like you always do. At the final checkout step, we'll apply a coupon code that brings available savings along.
pay
smarter
Reap your
third-party
credit card
rewards
Shop for your favourite products with PayPal and keep earning points through other credit card reward programmes on eligible purchases.2
Using your credit card through your PayPal wallet may impact your rights under Section 75 of the Consumer Credit Act.3
Shop with peace of mind
You can track eligible packages in the app*—even if you didn’t pay with PayPal—for convenience in the palm of your hand. Rely on PayPal Buyer Protection if you don’t receive your eligible purchase or if it arrives damaged or different than described. Terms and limitations apply.4
Frequently asked questions
More ways to pay your way
All
in the
PayPal app
Easily and securely spend, send, and manage your transactions—all in one place. Download the app on your phone or sign up for free online.