PayPal Braintree Fees

PayPal Braintree is our end-to-end payment platform built for growth.

Last Updated: 10, December 2024

You can find details about changes to our rates and fees and when they will apply on our Policy Updates Page. You can also view the Policy Updates Page by clicking ‘Legal’ at the bottom of any webpage and then selecting ‘Policy Updates'.

Where these fees apply

Rates published below apply to PayPal Braintree accounts of residents of the following market/region:

Standard rate for receiving transactions using PayPal Braintree

Use of PayPal Braintree is subject to eligibility, application, approval by PayPal and your acceptance of the Payment Services Agreement.

Fee Table: Standard rate for receiving transactions using PayPal Braintree

Payment type

Description

Market/Region

Rate per transaction

Cards and third-party digital wallet transactions

For standard merchants.1

MY

3.4% + Braintree Fixed Fee

NZ

2.9% + Braintree Fixed Fee

SG

3.4% + Braintree Fixed Fee

AD, HR, IS, and MC

1.9% + Braintree Fixed Fee

Braintree Fixed Fee2

MY

2.00 RM

NZ

0.45 NZD

SG

0.50 SGD

AD, HR, IS, and MC

0.30 EUR

Transaction presented outside of your home currency

MY & SG

Additional 1% fee

Transaction involves currency conversion

MY & SG

Converted at the exchange rate imposed by the applicable Network, plus an additional 1% fee

Multi-currency transaction

NZ

3.9% + 0.45 NZD

Pass-through American Express transaction3

AD, HR, IS & MC

0.30 EUR

Customer card issued outside of the EU/EEA

AD, HR, IS & MC

Additional 1% fee

Multi-currency transaction settled in a Scheme Currency

AD, HR, IS & MC

Additional 1.5% fee

Multi-currency transactions settled in an Exotic Currency

AD, HR, IS & MC

Additional 3% fee

Chargebacks

MY

90.00 RM

NZ

10.00 NZD

SG

30.00 SGD

AD, HR, IS, and MC

30.00 EUR

PayPal transactions

Subject to the terms applicable to your PayPal account

AD, HR, IS, MC, MY, NZ & SG

PayPal Merchant Fees

1
Discounted rates are available for a business processing over 60,000 EUR per month for AD, HR IS & MC; 300,000.00 RM per month for MY; 100,000.00 NZD per month for NZ and 110,000.00 SGD per month for SG. Interchange plus pricing is also available in AD, HR, IS & MC.
2
For Merchants in AD, HR and IS, the Braintree Fixed Fee is charged per settled transaction.
For Merchants in Singapore, Malaysia, and New Zealand, the Braintree Fixed Fee is charged for each Transaction, verification, authorization, pre-authorization, reversal (void), authorization reversals (void), verification reversal, and Refund, in each instance irrespective of whether it is approved declined, rejected, received, failed or any other transaction status (including timeouts/no-responses/failed).
3
For merchants that have their own American Express account, PayPal Braintree can pass through American Express transactions at a flat fee per transaction with no additional PayPal Braintree fees. Merchants may be subject to additional fees assessed by American Express under their direct card acceptance agreement with American Express.

Refunded Transactions

Fee Table: Refunded Transactions

Activity

Market/Region

Description

Refunded transactions

AD, HR, IS & MC

Processing fees are not returned for refunded transactions.

MY & SG

All processing fees, except the Braintree Fixed Fee, are returned for full refunds. For partial refunds, all processing fees, except the Braintree Fixed Fee, are returned at a prorated amount.

NZ

All processing fees are returned, except the Braintree Fixed Fee which is charged for the original transaction and the refund. For partial refunds, all processing fees are returned at a prorated rate.