购物和付款交易包括：

（i）使用产品清单所列币种以外的币种为产品或服务付款。

（ii）向朋友或家人发送付款，但对方的收款币种不同于您的付款币种。

（iii）使用PayPal的发款或集中付款产品发送付款，但收款人的收款币种不同于您的付款币种。

可能会收取其他费用。汇率是在交易处理的过程中计算出来的。

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